Debt Payment Calculator

With the economy tanking, many families are struggling to make ends meet never mind pay off debt. But if you’re trying to get out of debt and aren’t sure of the most efficient way to do it, visit the Snowball Calculator.

The Snowball Calculator is designed to figure out the least expensive way for you to pay off your debt. Just fill in the form with the loan information on each loan, how much money you have to put towards debt payment, and click the “Calculate” button.  You’ll get instructions on how much to send to each lender every month and how many months it will take to pay off the debts.

To calculate your debt repayment or to learn more, visit the Snowball Calculator.

Free Weight Loss Help with Traineo

Many people start the year with diet resolutions. The diet industry knows it if the number of books, magazines and weight loss commercials being highlighted this month are any indication. But instead of spending a fortune on weight loss information and advice, why not visit Traineo.com? Traineo is a free resource that will help you set your weight loss goal and track your progress. It has a community forum and groups, plus you can identify “motivators” who will receive information about your progress so they can help you stay motivated.

To sign up or learn more, visit Traineo.com.

5 Must Haves for Success

You can read any success or motivational book and most will tell you that same things such as set goals, read everyday, have passion… etc. The problem is that sometimes its hard to find the time or to put what you’re learning into practice or make it a habit. Fortunately there are some great web and tech-based gadgets that can help.

1) 43Things.com: This is a social network for goal setting. It doesn’t have the nitty gritty details that goals require such as action plans, but it does allow you to make a list, set a date, and get it done. You can even post updates on your progress. Even better though is that you can have others cheering you on. You can even meet people who have similar goals. Sometimes by sharing a goal with others, you put a little extra pressure on yourself to get it done because people will be asking you about it and you don’t want to admit it wasn’t done or that you quit.

2) Consolidate email: I use Gmail to manage all but one of my email accounts. This allows me to use just one application to read, send, and organize email. Further Gmail uses tags as opposed to folders to organize email thus allowing you to give emails more than one “place” and easier to find.

3) MP3 Player: If you can afford it, spring for one that plays video, not so you can watch your favorite movies or t.v. shows (although you can if you want to), but because there are so many great video podcasts and tutorials online. If you can’t afford a video player, just get a regular one that can allow you to download podcasts and other great audio that you can use to educate and inspire you while on the go.

4) News reader: Istead of typing in the URL of every news and blog site or even using a bookmarking system, sign up for a feedreader service that will go out and grab all the latest posts from your favorite sites and have them ready for you in one place. I use Google’s reader but there are many others such as Yahoo, NewsGator and more.

5) Mastermind group or mentor: While it can be an adventure to pave your own path, if somebody has paved it before you, it can be faster to take their road instead of forging on your own. Having a mentor, coach or mastermind group can give you support, feedback, training, and more the avoid pitfalls and thereby reach your goals much faster.  You don’t even have to leave your home. With a phone, computer and internet connection, you can have access to the successful people who’ve achieved the goals you’re shooting for.