Debt Payment Calculator

With the economy still in the dumps, many families are struggling to make ends meet never mind pay off debt. But if you’re trying to get out of debt and aren’t sure of the most efficient way to do it, visit the Snowball Calculator.

The Snowball Calculator is designed to figure out the least expensive way for you to pay off your debt. Just fill in the form with the loan information on each loan, how much money you have to put towards debt payment, and click the “Calculate” button.  You’ll get instructions on how much to send to each lender every month and how many months it will take to pay off the debts.

To calculate your debt repayment or to learn more, visit the Snowball Calculator.

Free Anti-Virus Software

Whether you’re online for work or play, you absolutely cannot go without anti-virus protection. Without it you’re not only at risk to ruin your computer, but your passwords and identity can also be compromised.

There are a host of full-service protection software out on the market and you’d likely do well to invest in one. But if you don’t have the cash on hand, a good basic protection is offered for free by AVG Technologies. AVG Free offers protection against viruses, spyware, adware, and Identity theft. Plus it has a click safe feature so you can click on search results safely.

While I have TrendMicro’s Internet Security and Virus protection on my work machine, I have been running AVG Free on my Asus which I use for writing and internet browsing when I’m away from home. The software is a reasonable size (meaning not too big), easy to install and use.  According to the site, its the most downloaded software at CNET with over 80 million users.

There are upgraded options as well that offer greater security from spam, unsafe downloads and instant messaging threats.

To learn more about AVG Free or AVG’s other products, visit its site at AVG Technologies.

Screencast-O-Matic Offers FREE Browser-Based Screen Capture

Screen capture is a helpful tool in business and education. The difficulty is finding a quality, AFFORDABLE screen capture software. One option is Jing, which provides a free and low cost option for screen capture video. However Screencast-O-Matic offers one-click recording from your Windows, Mac or Linux browser. The free version provides 15 minutes of video (Jing only offers 5 even in the paid version), hosting, YouTube upload, and exporting in MP4, FLV or AVI. For $9 per year (Jing is $15/yr), you can have the watermark removed, password protect screencasts, ability to screencast outside the browser and editing tools.

If you’re creating lots of videos and need a full range of tools, Camtasia may be your best bet, but at $299 it’s pricey. For the individual or small business owner with few screencapture needs, Screencast-O-Matic offers all the basics for an affordable price.

To learn more, visit Screencast-O-Matic.

Better Living on the Web does NOT receive any compensation from Screencast-O-Matic.

Free Money Management Tool – Mint.com

Need help keeping all your account organized, understanding your money, and tips to better money management? Mint.com offers a free online budget service that will help you set up and track your budget based on  your monthly spending. It can also email you your current balances, suggestions for changes you may want to make in your budget, and bill reminders.

To learn more, visit Mint.com.

Burn Fat, Help the World

Its an odd fact of life that we’re more likely to do something we don’t like to help someone else, than to do it for ourselves. If you’re that type of person, the Plus3Network.com is for you. The site connects sponsors who will pay the charity of your choice for each mile that you bike, run, walk, or many other physical activities. Simply choose your cause (many to choose from including Breast Cancer Research, Project Rwanda, and The Environmental Defense Fund), log in your miles, and your charity is paid through sponsors.

You can help raise even more money by inviting your friends to join and organizing teams and/or events.

The best part is that each time your exercise, you aren’t only improving your health, but you’re helping to raise money for a worthy cause. Learn more at Plus3Network.com.